SBALOANSONLINE.com intends to protect the privacy of its users and members on its Website and the privacy of the data provided by them from time to time. For the purpose of this Privacy Policy, Website means and includes the website www.sbaloansonline.com.
The privacy of our Website users, whether you are our former or existing registered user or merely a visitor to our Website, is important to us and we are strongly committed to your right to privacy and to keeping your personal and other information secure. We encourage you to read our privacy statement to understand what types of personally identifiable information we collect and how we use this data.
If you choose to send information through of our Website, you are required to share your name, e-mail address, gender, postal address, phone number, business information and other details shared via application form or via email or via any other medium (Personally Identifiable Information). All Personally Identifiable Information and Service Information shall be collectively known as “Data”.
Additionally, Website collects your other details including but not limited to your feedback, suggestions, views, opinions, etc. shared on our Website that may be shared/volunteered by you on our discussion forums or other pages of our Website. Such information being in the public domain is available for access to all our Website’s users and visitors. You are advised to exercise discretion before you make such details public, as such information is vulnerable to misuse and can be easily misused.
We in this regard fully disclaims any liability (ies) or claim(s), which may arise by use/misuse of User data shared by you, by any third party or any party not known to www.sbaloansonline.com. Data exchanged by you with Website in the form of written communication, responses to emails, feedback required from you, participation in discussions, etc. is handled with confidentiality. We may use your device location information for verifying your address, and onboarding process for the services.
Website also collects certain other information from you on your visit to our Website such as information about your operating system, browser type, the URL of the previous website you visited, list of third-party applications being used by you, your internet service provider and your IP Address (Non-personal Information). This Data cannot be easily used to personally identify you. We use Non-personal Information for the purposes including but not limited to troubleshoot connection problems, administer the Website, analyze trends in the market, gather demographic information, to ascertain how our visitors use our Website, including information relating to the frequency of visits to our Website, average length of visits, pages viewed during a visit, ensuring compliance with the applicable law, co-operating with law enforcement activities, etc. This Data is used to improve the Website content and performance. You also agree that Website may gather usage statistics and usage data from your use of our Website to evaluate your use of our products/services, to improve our products/services, Website content and to ensure that you are complying with the terms of the applicable agreements between you and www.sbaloansonline.com. The statistics and data collected may or may not be aggregated. These statistics contain no information that can distinctly identify you.
Similar to other commercial web sites, our Website utilizes standard technology called “Cookies” and Web server logs to collect information about how our Website is used. Cookies are small pieces of information that are stored by your browser on your device’s hard drive. Cookies are only read by the server that places them and are unable to inter alia run programs on your device, plant viruses or harvest your personal information. Cookies allow Web servers to recognize your device each time you return to our Website including the date and time of visits, the pages viewed, time spent at our Website, and the websites visited just before and just after our Website, verify your registration or password information (in case of registered users) during a particular session so that you do not have to input your password multiple times as you navigate the site and suggest products or services that may interest you. This information is collected on an aggregate basis. None of this information is associated with you as an individual. Most web browsers automatically accept cookies. By changing the options on your web browser or using certain software programs, you can control how and whether cookies will be accepted by your browser.
We understand and supports your right to block any unwanted Internet activity, especially that of unscrupulous websites. However, blocking Website cookies may disable certain features on our Website and may make it impossible for you to use certain services available on our Website.
We automatically log generic information about your device’s connection to the Internet, which we call “session data”, that is anonymous and not linked to any personal information. Session data consists of information such as the IP address, operating system, type of browser software being used by you and the activities conducted by you on our Website. An IP address is a number that lets devices attached to the Internet, such as our web servers, know where to send data back to the user, such as the pages of the site the user wishes to view. We collect session data because it helps us analyze things such as the items visitors are likely to click on most, the manner in which visitors click preferences on our Website, number of visitors surfing to various pages on the Website, time spent by the visitors on our Website and frequency of their visit. It also helps us diagnose problems with our servers and lets us better administer our systems. Although such information does not identify any visitor personally, it is possible to determine from an IP address a visitor’s Internet Service Provider (ISP), and the approximate geographic location of his or her point of connectivity.
We may share your Information, including the bureau reports, with its service providers, affiliate(s), agents, partners and such other third parties, in accordance with applicable laws, for the purposes of (I) providing the services and to perform the functions on your behalf or on behalf of www.sbaloansonline.com; (ii) marketing new products and services by Website or by any of its affiliate(s), service partners and third parties; or (iii) marketing of services provided by such third parties, affiliates and service partners of Website or (iv) to intimate you for any new products, services, offers and/or promotions being offered by Website or any of its affiliate(s), third partners or service partners Website . It is hereby expressly declared that third parties / service partners shall be responsible for use of your Information by them.
We may from time to time add or enhance products/services available on our Website. To the extent these products/services are provided to and used by you, we will use the information you provide in this regard to facilitate the products/service requested. For example, if you email us with a question, we will use your email address, name, nature of the question, etc. to respond to your question. We may also store and publish such information to assist us in making the Website better and easier to use.
Our Website will have presence on social networking platforms including but not limited to LinkedIn, Facebook, Twitter, YouTube, and blogs which are promotional and business initiatives to connect to a larger group of people. The domain links contained therein may either direct you to our Website or request your participation by way of feedback, suggestions. We in this regard fully disclaims any liability (ies) or claim(s), which may arise by use/misuse of your feedback, suggestions, views, etc. on any of the aforementioned networking websites or blogs, by any third party whether or not known to www.sbaloansonline.com.
Our Website may contain links to other websites. If you click on a third-party link, you will be directed to that website. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the privacy policy of these websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
We are committed to protecting the privacy and the confidentiality of your Personal Information. Whenever Website obtains any information from you, we use commercially reasonable efforts and general industry standards to protect it from any unauthorized access or disclosure. We ensure that your Information is stored in a safe and secure manner, as per applicable laws. We use our best endeavors to maintain physical, electronic and procedural safeguards that aim to protect your information against loss, misuse, damage, modification, and unauthorized access or disclosure. Any disclosure of Information to any third party(ies) and/ or service partners for providing any services to you by such third parties and/ or service partners, shall be in accordance with applicable laws and the terms of this Privacy Policy. It is hereby expressly declared that third parties / service partners shall be responsible for use of your Information by them.
This policy provides a general statement of the ways in which we aim to protect your information. The terms and conditions of this Privacy Policy may be updated, if required under applicable laws, and shall be made available on the Website. The revised Privacy Policy will be effective immediately upon posting to our Website unless otherwise mentioned. This version of the Privacy Policy is effective from January 2024. The revised Privacy Policy shall bind you and it is your sole responsibility to check the same from time to time. You acknowledge that no knowledge of the revised Privacy Policy shall not be a defense in any proceedings with regard to the Privacy Policy.
By accessing our Website and using it on a continued basis, you expressly consent and confirm to us that we are collecting, maintaining, using, processing and disclosing your Personal Information and other information in accordance with this Privacy Policy. You may reach out to www.sbaloansonline.com or email info@sbaloansonline.com if you wish to revoke the consent provided here including deletion of your Data and we shall ensure the same. However, once you are onboarded, Data which needs to be stored and/or shared with third parties / service partners /affiliate(s) as per regulatory and statutory requirements will be retained by us. Any other data which is not mandatory to be stored and / or transferred will be deleted on your request.
Email ID: info@sbaloansonline.com